Keystart increases property price limits across WA
20 August 2025"Linking the thresholds to REIWA’s medians means they keep pace with the housing market and remain accessible to as many people as possible."
From today, Keystart’s property price limits have been updated to align with REIWA’s median house sale price data, ensuring they better reflect current market conditions.
The maximum purchase price for Keystart’s low-deposit home loan has increased from $730,000 to $800,000. The limit for shared equity loans has also risen, from $615,000 to $660,000. Income limits for these products remain unchanged.
The changes now apply across the State. Previously, different limits applied for Perth metro and regional WA, and the Kimberley and Pilbara.
Keystart’s property price limits reflect REIWA’s median house sale price data. Linking the thresholds to REIWA’s medians means they keep pace with the housing market and remain accessible to as many people as possible.
This latest increase follows the introduction of a new review mechanism in December 2024. Property price limits will continue to be reviewed against annualised REIWA median house sale price data, while income limits will reflect the income required to service the property price limits.
New limits effective 20 August 2025:
| Loan type | Previous property price limit | New property price limit |
| Low Deposit Home Loan | $730,000 | $800,000 |
| Shared Equity Home Loan | $615,000 | $660,000 |
Build to Rent Kickstart Fund
The WA Government has also announced a $75 million Build to Rent Kickstart Fund to help increase the supply of rental homes in WA.
Expressions of interest are now open for developers through the Keystart website. This early process will gauge industry interest and shape the fund ahead of formal applications later this year.
The fund will offer no-interest construction loans and low-interest loans for up to 10 years on eligible projects, helping developers overcome early feasibility challenges.
More information is available at https://www.keystart.com.au/about-us/industry/build-to-rent/.
